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  10 STEPS TO APPLY FOR FINANCIAL AID
2013 - 2014

You MUST reapply for financial aid each year. Awards are not automatically renewed

Step 1. TAXES

You and your parents need to file 2012 Federal Income tax returns.  

Step 2.  FAFSA

Complete your Free Application for Federal Student Aid (FAFSA) online at www.fafsa.gov.  The school code for Bethune-Cookman is 001467. PLEASE CHOOSE THE IRS DATA RETRIEVAL OPTION when completing the FAFSA. The IRS data retrieval option is available within 1-2 weeks of electronically filing your taxes and within 6-8 weeks of filing a paper federal tax return. For assistance with your FAFSA, go to the following website, http://www.finaid.ucsb.edu/fafsasimplification/.  You and your parent, if a dependent student, will need a PIN to electronically sign your FAFSA.  If you don’t have a PIN, you can apply for one at the time you electronically sign your FAFSA.

Step 3.  SCHOLARSHIPS

To be considered for additional scholarships, please complete your BCU WEB FINANCIAL AID APPLICATION at https://pfweb.cookman.edu/NetPartnerStudent.  Select the APPLY ONLINE tab after log in.

Step 4.  VERIFICATION(ONLY IF SELECTED BY FAFSA OR BCU FOR VERIFICATION)

Review information sent to you from the Financial Aid Office.   If you have been selected for Verification, you and your Parent (if a dependent student) will need to submit copies of your 2012 Federal IRS Tax transcript(s) and a 2013-2014 Verification Worksheet.  A 2012 IRS tax transcript can be obtained by calling 1-800-TAX-1040. There are five different versions of the Verification Worksheet (V1-V5).  Be sure to review your financial aid notice to determine which one you should submit.  See Step 9 for on-line access to your financial aid status.

Step 5.  FRAG (FLORIDA RESIDENTS ONLY)  

In order to qualify for Florida State funds you must complete the Florida Resident Access Grant Application at http://www.cookman.edu/documents/finaid_docs/FRAG3.pdf.  Florida residents are required to provide two forms of Florida Residency documentation. If you are a dependent student, parent documentation is required.

Step 6.  FERPA

Complete your Family Educational Rights and Privacy Act form.  FERPA protects your privacy of student aid records by requiring prior written consent before disclosing personal information to a third party.  This form can be accessed at (https://pfweb.cookman.edu/NetPartnerStudentl).

Step 7.  MPN/ENTRANCE INTERVIEW

Complete the Master Promissory Note (MPN) and Entrance Interview for your Direct Federal Stafford loans.    MPN/Entrance Interviews only have to be completed once.  Both the MPN and Entrance Interview can be completed at the following website www.studentloans.gov.

Step 8.  PLUS LOAN

After you have been awarded financial aid, have your Parent apply for a DIRECT PLUS loan to assist with your college expenses.  Even if your Parent’s DIRECT PLUS loan is denied; you will still qualify for an Additional Unsubsidized Stafford loan for $4,000 (if you are a freshman or a sophomore) and $5,000 (if you are a junior or a senior).

  • Submit a completed “Federal Direct PLUS Loan Application for Parents” at www.studentloans.gov.

                     Please note the PLUS loan application will not be available for 2013-2014 until April 15, 2013.

  • If approved, Parents must complete a Master Promissory Note. Parents must electronically sign using the same Parent PIN# used to complete the FAFSA.

Step 9.  COMPLETE ALL FORMS BY DEADLINE

You need to complete the FAFSA and all other required forms as indicated by the financial aid office.  To check your statusgo to https://pfweb.cookman.edu/NetPartnerStudent. The deadline to complete forms for first-year students is March 15, 2013 while the deadline to complete documents for returning students is May 15, 2013.

Step 10.  APPLY FOR PRIVATE ALTERNATIVE STUDENT LOANS

Private loans help bridge the remaining amount of funds needed for your education.  A separate application is required directly with the lender.  Below are a few lenders you and your Parent may want to consider.

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